News & Deals

Chad Mestler

Chad Mestler is CEO of Helvetica Group and has sponsored over 1,000 real estate investments and responsible for almost $1 billion of private investments. Chad has navigated private investors through 2 recessions and has managed over 2 dozen real estate partnerships and several opportunity funds.
Find me on:

Recent Posts

Navigating a Banking Crisis: Protecting Your Deposits

Posted by Chad Mestler on Mar 19, 2023 2:46:37 PM


Navigating a Banking Crisis

In light of recent bank failures and concerns including SVP, SilverGate Bank, Signature Bank, Western Alliance, First Republic Bank, and Credit Suisse , investors are now more aware of their banking relationships and the need to underwrite their bank's solvency, asset allocations and uninsured deposit ratios.  Many Lessons of the Great Depression have been ignored. 
Read More

Topics: Banking, Insights

What Private Money Lenders Can Learn from Bank Participation Loans

Posted by Chad Mestler on Jan 29, 2023 12:43:53 PM

Participation loans have become increasingly popular among banks as a way to diversify their loan portfolio, increase their lending capacity, and improve the creditworthiness of their borrowers. But what can private money lenders learn from these types of loans?

Read More

Topics: Alternative Financing, Participation Loans, Fintech

Growth of Participation Loans Fueled by the Emergence of Fintech Apps and Blockchain

Posted by Chad Mestler on Jan 29, 2023 9:47:45 AM

The emergence of Fintech apps and the use of blockchain has inspired the growth of participation loans even for smaller deals among private lenders.   Software to manage participations in loans by banks and financial institutions has added to the enthusiasm and has addressed many potential pitfalls that often discouraged collaboration .


Read More

Topics: Banking, Participation Loans, Fintech, Blockchain

Lender Participation Loans Are Gaining in Popularity

Posted by Chad Mestler on Jan 28, 2023 4:57:05 PM

Participation loans have been gaining popularity in recent years as a way for banks and financial institutions to increase their lending capacity, diversify their loan portfolio, and improve the creditworthiness of their borrowers. In this blog post, we will discuss the top 5 benefits of participation loans for banks and how they can help to increase profitability and reduce administrative costs.

Read More

Topics: Advice, Bridge lending, Banking, Participation Loans

Why Isn't Hemp Lumber at the Top of Green Policy Initiatives?

Posted by Chad Mestler on Jan 15, 2023 4:46:47 PM


With all the green initiatives and debate over climate change, this should be at the top of the list as the easiest, readily available and immediately impactful. Why is it not?

Even a robot understands the Top 10 benefits of hemp lumber:

Read More

Topics: Advice, Bridge lending, Cannabis Lending

Top 10 Reasons a Commercial Loan Submission is Rejected

Posted by Chad Mestler on Jan 14, 2023 4:04:12 PM

When applying for a commercial real estate loan, there are several reasons why the loan may be rejected. Here are the top 10 reasons why a commercial real estate loan may be denied:

  1. Insufficient credit history or low credit score: Lenders will typically check the credit history of the borrower and co-borrowers, and a low credit score can be a red flag.

  2. Lack of experience or insufficient assets: Lenders will also look at the borrower's experience in the real estate industry and their assets. If the borrower does not have enough experience or assets, the loan may be denied.

Read More

Topics: Advice, Loans, Brokers, 1031X, Alternative Financing, Bridge lending, Bridge Loan, fast closing, CRE

10 things a broker should include in a loan submission to a CRE lender?

Posted by Chad Mestler on Jan 14, 2023 3:49:47 PM

When applying for a commercial real estate loan, it's important to make sure that you have all the necessary information to present to the lender. A well-prepared loan submission can increase your chances of being approved, and can make the process go more smoothly. Here are the top 10 things you should include in a commercial real estate loan submission to a lender:

Read More

Topics: Advice, Loans, Brokers, 1031X, Bridge lending, Bridge Loan, CRE

The Benefits of AI Assisted Private Money Lending

Posted by Chad Mestler on Jan 14, 2023 2:13:25 PM

In addition to the benefits outlined in the commercial real estate appraisal process, incorporating AI into the private money lending process can bring specific advantages as well.

One of the key benefits of AI in private money lending is the ability to make faster and more accurate credit decisions. AI-powered systems can quickly process and analyze large amounts of data, such as credit scores and income statements, which can help lenders make more informed decisions about loan approvals. This can lead to a more efficient lending process and faster funding for borrowers.

Read More

The Future of AI and Appraisals in Commercial Real Estate Lending

Posted by Chad Mestler on Jan 14, 2023 1:45:35 PM

The commercial real estate industry is constantly evolving, and the incorporation of artificial intelligence (AI) is one of the most significant changes we've seen in recent years. The use of AI in the appraisal process can bring many benefits, including increased efficiency, improved accuracy, and reduced costs.

Read More


Posted by Chad Mestler on Aug 13, 2019 5:10:02 PM

AMARILLO, TX  - Helvetica Group identified a $2,291,000 single tenant NNN investment property in Amarillo, Texas for a private investor. The tenant was Longhorn Steakhouse which was on a long term, NNN, corporate guaranteed ground lease providing the investor with a stable, low risk return on their investment. The investor recently sold a multifamily property that required substantial hands-on management: he needed to quickly satisfy a 1031 exchange to defer a substantial tax liability.  Helvetica was able to search nationwide to locate a suitable replacement property and organize the due diligence and closing within a short period of time. The investor doubled his income and reduced his management time by almost 100%.  

Later, Helvetica arranged to refinance the property with a $900,000 cash out bank loan allowing the investor to purchase an additional property and diversify his holdings. 

Deal Highlights:
  • NNN Property
  • Stabilized Investment
  • Low Risk
  • Ground Lease
  • 1031 Exchange
  • Permanent Financing
  • Bank Finance
  • Diversification
Read More

Topics: Deals, Investing, NNN, 1031X