--- title: Blog | 1031X description: 1031X | Common Sense Commercial Loans --- [![Helvetica Group](https://blog.helveticagroup.com/hubfs/TheHelveticaGroup-Apr2016/Images/logo.jpg "Helvetica Group")](http://www.helveticagroup.com/) - [Home](http://www.helveticagroup.com/) - [About Us](http://www.helveticagroup.com/about-us) - [Careers](http://www.helveticagroup.com/careers) - [News](http://www.helveticagroup.com/news) - [Contact Us](http://www.helveticagroup.com/contact-us) - Enter Symbol:  - Symbol Lookup - [Services](http://www.helveticagroup.com/services) - [Lending](http://www.helveticagroup.com/services/services-lending) - [Investment Management](http://www.helveticagroup.com/services/investment-management) - [Investment Banking](http://www.helveticagroup.com/services/investment-banking) - [Family Office Services](http://www.helveticagroup.com/services/familyoffice-services) - [Property Management](http://www.helveticagroup.com/services/property-management) - [Real Estate Brokerage](http://www.helveticagroup.com/services/real-estate-brokerage) - [Transactions](http://www.helveticagroup.com/transactions) - [Investments](http://www.helveticagroup.com/investments) - [Investment Philosophy](http://www.helveticagroup.com/investments/investment-philosophy) - [Alternative Assets](http://www.helveticagroup.com/investments/altassets) - [Trust Deed Investing](http://www.helveticagroup.com/investments/trust-deed-investing) - [Helvetica Funds](http://www.helveticagroup.com/investments/helvetica-funds) - [Investment Sales](http://www.helveticagroup.com/investments/investment-sales) - [Lending](http://www.helveticagroup.com/lending) - [Products & Guidelines](http://www.helveticagroup.com/lending/products-a-guidelines) - [Submit a Loan](http://www.helveticagroup.com/lending/submit-a-loan) - [Alternative Financing](http://www.helveticagroup.com/lending/alternative-financing) - [Brokers & Bankers](http://www.helveticagroup.com/lending/broker-programs) - [Links](http://www.helveticagroup.com/lending/links) - [Research](http://www.helveticagroup.com/research) - [Trading](http://www.helveticagroup.com/trading) - [Partners](http://www.helveticagroup.com/partners) - [Partner Portal](http://www.helveticagroup.com/partners/partner-portal) - [Realtors & Brokers](http://www.helveticagroup.com/partners/realtors-a-brokers) - [Lenders & Bankers](http://www.helveticagroup.com/partners/lenders-a-bankers) - [Advisors](http://www.helveticagroup.com/partners/advisors) - [Affiliates](http://www.helveticagroup.com/partners/affiliates) - [Bank REO](http://www.helveticagroup.com/bank-reo) # News & Deals ## [Unlocking Opportunities in a Tight Credit Market: Private Money is Sexy Again!](https://blog.helveticagroup.com/private_money_sexy_again) Posted by [Chad Mestler](https://blog.helveticagroup.com/author/chad-mestler) on Jul 28, 2023 11:18:13 AM - [Tweet](https://twitter.com/share) [![](https://blog.helveticagroup.com/hubfs/Private%20Money%20is%20Sexy%20Again!.png)](https://blog.helveticagroup.com/private_money_sexy_again) Private Money Is Sexy Again: The Rise in Importance Amid Credit Tightening, Bank Liquidity Crisis, and Securitization Market Shutdown In the wake of recent economic challenges, the landscape of finance has witnessed a dramatic shift. With the tightening of credit, a bank liquidity crisis, and the shutdown of securitization markets, private money has reemerged as a compelling and enticing alternative. In this article, we delve into the factors contributing to the renewed allure of private money and the implications it holds for the financial ecosystem. [Read More](https://blog.helveticagroup.com/private_money_sexy_again) 0 Comments [Click here to read/write comments](https://blog.helveticagroup.com/private_money_sexy_again#comments-listing) Topics: [Fix and Flip](https://blog.helveticagroup.com/topic/fix-and-flip), [Loans](https://blog.helveticagroup.com/topic/loans), [Brokers](https://blog.helveticagroup.com/topic/brokers), [NNN](https://blog.helveticagroup.com/topic/nnn), [1031X](https://blog.helveticagroup.com/topic/1031x), [Alternative Financing](https://blog.helveticagroup.com/topic/alternative-financing), [Bridge lending](https://blog.helveticagroup.com/topic/bridge-lending), [Bad Credit](https://blog.helveticagroup.com/topic/bad-credit), [Credit Challenge](https://blog.helveticagroup.com/topic/credit-challenge) ## [Top 10 Reasons a Commercial Loan Submission is Rejected](https://blog.helveticagroup.com/top-10-reasons-a-commercial-loan-submission-is-rejected) Posted by [Chad Mestler](https://blog.helveticagroup.com/author/chad-mestler) on Jan 14, 2023 4:04:12 PM - [Tweet](https://twitter.com/share) [![](https://blogs.chapman.edu/wp-content/uploads/sites/42/2017/09/cropped-image-6.22.13-PM-700x410.jpeg)](https://blog.helveticagroup.com/top-10-reasons-a-commercial-loan-submission-is-rejected) When applying for a commercial real estate loan, there are several reasons why the loan may be rejected. Here are the top 10 reasons why a commercial real estate loan may be denied: 1. Insufficient credit history or [low credit score](https://blog.helveticagroup.com/sandiegoofficebridgeloan): Lenders will typically check the credit history of the borrower and co-borrowers, and a low credit score can be a red flag. 2. Lack of experience or insufficient assets: Lenders will also look at the borrower's experience in the real estate industry and their assets. If the borrower does not have enough experience or assets, the loan may be denied. [Read More](https://blog.helveticagroup.com/top-10-reasons-a-commercial-loan-submission-is-rejected) 0 Comments [Click here to read/write comments](https://blog.helveticagroup.com/top-10-reasons-a-commercial-loan-submission-is-rejected#comments-listing) Topics: [Loans](https://blog.helveticagroup.com/topic/loans), [Brokers](https://blog.helveticagroup.com/topic/brokers), [1031X](https://blog.helveticagroup.com/topic/1031x), [Alternative Financing](https://blog.helveticagroup.com/topic/alternative-financing), [Bridge lending](https://blog.helveticagroup.com/topic/bridge-lending), [Bridge Loan](https://blog.helveticagroup.com/topic/bridge-loan), [fast closing](https://blog.helveticagroup.com/topic/fast-closing), [CRE](https://blog.helveticagroup.com/topic/cre), [Insights](https://blog.helveticagroup.com/topic/insights) ## [10 things a broker should include in a loan submission to a CRE lender?](https://blog.helveticagroup.com/10-things-a-broker-should-include-in-a-loan-submission-to-a-cre-lender) Posted by [Chad Mestler](https://blog.helveticagroup.com/author/chad-mestler) on Jan 14, 2023 3:49:47 PM - [Tweet](https://twitter.com/share) [![](https://costar.brightspotcdn.com/dims4/default/587360d/2147483647/strip/true/crop/822x462+0+43/resize/1200x675!/quality/90/?url=http%3A%2F%2Fcostar-brightspot.s3.amazonaws.com%2Fc4%2F4d%2F24bf5ffc4b30ac1ff788a3ce53c1%2Fgettyimages-494882168.jpg)](https://blog.helveticagroup.com/10-things-a-broker-should-include-in-a-loan-submission-to-a-cre-lender) When applying for a commercial real estate loan, it's important to make sure that you have all the necessary information to present to the lender. A well-prepared loan submission can increase your chances of being approved, and can make the process go more smoothly. Here are the top 10 things you should include in a commercial real estate loan submission to a lender: [Read More](https://blog.helveticagroup.com/10-things-a-broker-should-include-in-a-loan-submission-to-a-cre-lender) 0 Comments [Click here to read/write comments](https://blog.helveticagroup.com/10-things-a-broker-should-include-in-a-loan-submission-to-a-cre-lender#comments-listing) Topics: [Loans](https://blog.helveticagroup.com/topic/loans), [Brokers](https://blog.helveticagroup.com/topic/brokers), [1031X](https://blog.helveticagroup.com/topic/1031x), [Bridge lending](https://blog.helveticagroup.com/topic/bridge-lending), [Bridge Loan](https://blog.helveticagroup.com/topic/bridge-loan), [CRE](https://blog.helveticagroup.com/topic/cre), [Insights](https://blog.helveticagroup.com/topic/insights) ## [Finance your 1031 Exchange with a Bridge Loan](https://blog.helveticagroup.com/finance-your-1031-exchange-with-a-bridge-loan) Posted by [helvetica](https://blog.helveticagroup.com/author/helvetica) on Sep 17, 2022 12:54:48 PM - [Tweet](https://twitter.com/share) [![](https://blog.helveticagroup.com/hubfs/1031%20x%20Bridge%20Loan-png.png)](https://blog.helveticagroup.com/finance-your-1031-exchange-with-a-bridge-loan) Big banks like to drag their feet. Especially with most banks still working remotely, it can be a struggle to get a loan on time. This has been a huge struggle when trying to meet your 1031 deadline. This is where a reliable bridge lender comes into play.  [Read More](https://blog.helveticagroup.com/finance-your-1031-exchange-with-a-bridge-loan) 0 Comments [Click here to read/write comments](https://blog.helveticagroup.com/finance-your-1031-exchange-with-a-bridge-loan#comments-listing) Topics: [Brokers](https://blog.helveticagroup.com/topic/brokers), [NNN](https://blog.helveticagroup.com/topic/nnn), [1031X](https://blog.helveticagroup.com/topic/1031x), [Alternative Financing](https://blog.helveticagroup.com/topic/alternative-financing), [Bridge lending](https://blog.helveticagroup.com/topic/bridge-lending), [Bridge Loan](https://blog.helveticagroup.com/topic/bridge-loan), [Quick Close](https://blog.helveticagroup.com/topic/quick-close), [CRE](https://blog.helveticagroup.com/topic/cre) ## [HELVETICA FUNDED LOAN | $1.55M 1031X PURCHASE LOAN, DOLLAR GENERAL NNN, TX](https://blog.helveticagroup.com/sanfran-mfd-082019-0) Posted by [Jaden Jeter](https://blog.helveticagroup.com/author/jaden-jeter) on Jul 5, 2020 8:54:51 PM - [Tweet](https://twitter.com/share) [![](https://blog.helveticagroup.com/hubfs/BuildingPhoto%20(2).jpg)](https://blog.helveticagroup.com/sanfran-mfd-082019-0)     VARIOUS LOCATIONS, TX -  Helvetica Group worked with broker Marcus & Millichap to provide purchase financing for the acquisition of a 3 store, Dollar General NNN portfolio. This bridge loan helped their client meet a 1031 exchange, hard closing date and avoid a large tax liability.  The loan was for 12 months and did not have a prepayment penalty.    Despite some temporary credit challenges, Helvetica was able to fund this loan in the middle of the COVID pandemic while banks and institutions were temporarily closed to new funding.      [Read More](https://blog.helveticagroup.com/sanfran-mfd-082019-0) 0 Comments [Click here to read/write comments](https://blog.helveticagroup.com/sanfran-mfd-082019-0#comments-listing) Topics: [Deals](https://blog.helveticagroup.com/topic/deals), [Loans](https://blog.helveticagroup.com/topic/loans), [Brokers](https://blog.helveticagroup.com/topic/brokers), [1031X](https://blog.helveticagroup.com/topic/1031x) ## [HELVETICA ADVISORY | $2.291 MILLION ACQUISITION NNN INVESTMENT FOR INVESTOR 1031X](https://blog.helveticagroup.com/longhorn-nnn-amarillotx) Posted by [Chad Mestler](https://blog.helveticagroup.com/author/chad-mestler) on Aug 13, 2019 5:10:02 PM - [Tweet](https://twitter.com/share) [![](https://blog.helveticagroup.com/hubfs/Longhorn%20SteakHouse%20NNN%20Amarillo%20TX.png)](https://blog.helveticagroup.com/longhorn-nnn-amarillotx) AMARILLO, TX  - Helvetica Group identified a $2,291,000 **single tenant NNN** investment property in Amarillo, Texas for a private investor. The tenant was Longhorn Steakhouse which was on a long term, NNN, corporate guaranteed **ground lease** providing the investor with a stable, **low risk** return on their investment. The investor recently sold a multifamily property that required substantial hands-on management: he needed to quickly satisfy a **1031 exchange** to defer a substantial tax liability.  Helvetica was able to search nationwide to locate a suitable replacement property and organize the due diligence and closing within a short period of time. The investor doubled his income and reduced his management time by almost 100%.   Later, Helvetica arranged to refinance the property with a $900,000 cash out **bank loan** allowing the investor to purchase an additional property and **diversify** his holdings.  **Deal Highlights:**   - NNN Property - Stabilized Investment - Low Risk - Ground Lease - 1031 Exchange - Permanent Financing - Bank Finance - Diversification [Read More](https://blog.helveticagroup.com/longhorn-nnn-amarillotx) 0 Comments [Click here to read/write comments](https://blog.helveticagroup.com/longhorn-nnn-amarillotx#comments-listing) Topics: [Deals](https://blog.helveticagroup.com/topic/deals), [Investing](https://blog.helveticagroup.com/topic/investing), [NNN](https://blog.helveticagroup.com/topic/nnn), [1031X](https://blog.helveticagroup.com/topic/1031x) ## [HELVETICA IDENTIFIES $2.29M NNN 1031X PROPERTY FOR PRIVATE INVESTOR AND PROCURED BANK FINANCING](https://blog.helveticagroup.com/helvetica-identifies-nnn-1031x-property-for-private-investor) Posted by [Chad Mestler](https://blog.helveticagroup.com/author/chad-mestler) on Dec 8, 2017 12:55:18 PM - [Tweet](https://twitter.com/share) [![](https://blog.helveticagroup.com/hubfs/Longhorn%20SteakHouse%20NNN%20Amarillo%20TX.png)](https://blog.helveticagroup.com/helvetica-identifies-nnn-1031x-property-for-private-investor) AMARILLO, TX - [Ben Wilson](https://www.linkedin.com/in/bennywilson/) of Helvetica identified an exchange property for a private investor's 1031 exchange upleg.  The investor needed to quickly identify a substitute property to qualify for a 1031 exchange and defer a substantial amount of tax liability.The investor's financial advisor and CPA referred him to Helvetica as a trusted source to provide advise on acquiring and financing commercial real estate. Helvetica was able to scour the country side within a few days and find a suitable, low risk, worry free, cash flowing investment located in Amarillo, TX. The single tenant retail building was leased to a credit tenant and was generating a 5.6% return (cap rate). [Read More](https://blog.helveticagroup.com/helvetica-identifies-nnn-1031x-property-for-private-investor) 0 Comments [Click here to read/write comments](https://blog.helveticagroup.com/helvetica-identifies-nnn-1031x-property-for-private-investor#comments-listing) Topics: [Deals](https://blog.helveticagroup.com/topic/deals), [Investing](https://blog.helveticagroup.com/topic/investing), [1031X](https://blog.helveticagroup.com/topic/1031x) ## [Using a Bridge Loan is Best Alternative to Fund a 1031 Exchange](https://blog.helveticagroup.com/using-a-bridge-loan-is-best-alternative-to-fund-a-1031-exchange) Posted by [Chad Mestler](https://blog.helveticagroup.com/author/chad-mestler) on Nov 21, 2017 3:01:37 PM - [Tweet](https://twitter.com/share) [![](https://blog.helveticagroup.com/hubfs/3.jpg)](https://blog.helveticagroup.com/using-a-bridge-loan-is-best-alternative-to-fund-a-1031-exchange) Using an alternative bridge lender for financing 1031 exchanges often provides the best solution.  This type of financing gives the most certainty for closing on time and is well worth the extra interest and fees that may be charged, when compared with the high taxes that could be incurred otherwise.    [Read More](https://blog.helveticagroup.com/using-a-bridge-loan-is-best-alternative-to-fund-a-1031-exchange) 0 Comments [Click here to read/write comments](https://blog.helveticagroup.com/using-a-bridge-loan-is-best-alternative-to-fund-a-1031-exchange#comments-listing) Topics: [Brokers](https://blog.helveticagroup.com/topic/brokers), [1031X](https://blog.helveticagroup.com/topic/1031x), [Insights](https://blog.helveticagroup.com/topic/insights) ## [HELVETICA FUNDED LOAN | $5MM BRIDGE LOAN FOR 1031X ON 3 LUXURY RESIDENTIAL HOMES IN BEVERLY HILLS, CA](https://blog.helveticagroup.com/5m-beverlyhills-luxuryhomes-1031x) Posted by [Ben Wilson](https://blog.helveticagroup.com/author/ben-wilson) on Oct 21, 2017 1:43:21 PM - [Tweet](https://twitter.com/share) [![](https://blog.helveticagroup.com/hubfs/Deal%20Photos/Twitter%20Posts%20(5).png)](https://blog.helveticagroup.com/5m-beverlyhills-luxuryhomes-1031x)   BEVERLY HILLS, CA - Helvetica funded a $5 million bridge loan to facilitate a **[reverse 1031 exchange](https://blog.helveticagroup.com/using-a-bridge-loan-is-best-alternative-to-fund-a-1031-exchange).** The borrower was in escrow to sell a house in Beverly Hills, CA, but needed to **quickly close** on the purchase of another single family investment property which qualified for their 1031 exchange.   [Read More](https://blog.helveticagroup.com/5m-beverlyhills-luxuryhomes-1031x) 0 Comments [Click here to read/write comments](https://blog.helveticagroup.com/5m-beverlyhills-luxuryhomes-1031x#comments-listing) Topics: [Deals](https://blog.helveticagroup.com/topic/deals), [Loans](https://blog.helveticagroup.com/topic/loans), [1031X](https://blog.helveticagroup.com/topic/1031x) ## [HELVETICA CLOSES $2.7 MILLION MULTI-FAMILY BRIDGE LOAN FOR REVERSE 1031X IN SANTA ROSA, CA](https://blog.helveticagroup.com/helvetica-closes-2.7m-multi-family-bridge-loan-for-reverse-1031x) Posted by [Chad Mestler](https://blog.helveticagroup.com/author/chad-mestler) on Oct 25, 2016 8:33:43 PM - [Tweet](https://twitter.com/share) [![](https://blog.helveticagroup.com/hubfs/Loucat_SantaRosa.jpg)](https://blog.helveticagroup.com/helvetica-closes-2.7m-multi-family-bridge-loan-for-reverse-1031x) SANTA ROSA, CA (June 30, 2016) - Helvetica financed a **repeat borrower** requesting a bridge loan to facilitate a **reverse 1031 exchange.  **Loan required a quick closing with liimited documentation and no debt service coverage. The borrower was in escrow to sell a **multifamily** property in Santa Rosa, CA, but needed to **quickly close** on the purchase of another property which qualified for their 1031 reverse exchange property. Helvetica's $2.7M bridge loan provided the borrower with enough equity to close on their upleg exchange property. The borrower intended to payoff the loan shortly after close with the sale of the property in escrow. Helvetica was able to provide a loan without a prepayment penalty and with a small minimum interest and yield maintenance.  [Read More](https://blog.helveticagroup.com/helvetica-closes-2.7m-multi-family-bridge-loan-for-reverse-1031x) 0 Comments [Click here to read/write comments](https://blog.helveticagroup.com/helvetica-closes-2.7m-multi-family-bridge-loan-for-reverse-1031x#comments-listing) Topics: [Deals](https://blog.helveticagroup.com/topic/deals), [Loans](https://blog.helveticagroup.com/topic/loans), [1031X](https://blog.helveticagroup.com/topic/1031x) [All posts](https://blog.helveticagroup.com/all) ### Get Deal Updates ### Recent Posts ### Posts by Topic - [Loans (40)](https://blog.helveticagroup.com/topic/loans) - [Deals (39)](https://blog.helveticagroup.com/topic/deals) - [Brokers (27)](https://blog.helveticagroup.com/topic/brokers) - [Insights (13)](https://blog.helveticagroup.com/topic/insights) - [1031X (10)](https://blog.helveticagroup.com/topic/1031x) - [Small Balance (9)](https://blog.helveticagroup.com/topic/small-balance) - [Bridge lending (7)](https://blog.helveticagroup.com/topic/bridge-lending) - [Investing (6)](https://blog.helveticagroup.com/topic/investing) - [Alternative Financing (5)](https://blog.helveticagroup.com/topic/alternative-financing) - [NNN (5)](https://blog.helveticagroup.com/topic/nnn) - [Bridge Loan (4)](https://blog.helveticagroup.com/topic/bridge-loan) - [Banking (3)](https://blog.helveticagroup.com/topic/banking) - [CRE (3)](https://blog.helveticagroup.com/topic/cre) - [Fintech (3)](https://blog.helveticagroup.com/topic/fintech) - [Participation Loans (3)](https://blog.helveticagroup.com/topic/participation-loans) - [Blockchain (2)](https://blog.helveticagroup.com/topic/blockchain) - [retail (2)](https://blog.helveticagroup.com/topic/retail) - [Bad Credit (1)](https://blog.helveticagroup.com/topic/bad-credit) - [Cannabis Lending (1)](https://blog.helveticagroup.com/topic/cannabis-lending) - [Credit Challenge (1)](https://blog.helveticagroup.com/topic/credit-challenge) - [Fix and Flip (1)](https://blog.helveticagroup.com/topic/fix-and-flip) - [Fund Management (1)](https://blog.helveticagroup.com/topic/fund-management) - [Low Occupancy Property (1)](https://blog.helveticagroup.com/topic/low-occupancy-property) - [Quick Close (1)](https://blog.helveticagroup.com/topic/quick-close) - [Rehab (1)](https://blog.helveticagroup.com/topic/rehab) - [fast closing (1)](https://blog.helveticagroup.com/topic/fast-closing) see all - [![](https://blog.helveticagroup.com/hubfs/TheHelveticaGroup-Apr2016/Images/facebookicon.png)](http://www.facebook.com/pages/Helvetica-Group/115516865679)[**HelveticaGroup on Facebook**](http://www.facebook.com/pages/Helvetica-Group/115516865679) - [![](https://blog.helveticagroup.com/hubfs/TheHelveticaGroup-Apr2016/Images/twittericon.png)](https://twitter.com/#!/HelveticaGroup) [**HelveticaGroup on Twitter**](https://twitter.com/#!/HelveticaGroup) - [![](https://blog.helveticagroup.com/hubfs/TheHelveticaGroup-Apr2016/Images/likedinicon.png)](http://www.linkedin.com/company/the-helvetica-group)[**HelveticaGroup on LinkedIn**](http://www.linkedin.com/company/the-helvetica-group) - [My Account](http://www.helveticagroup.com/#) | - [Sitemap](http://www.helveticagroup.com/sitemap) | - [Privacy Statement](http://www.helveticagroup.com/privacy-statement) | - [Security Statement](http://www.helveticagroup.com/security-statement) | - [Terms of Service](http://www.helveticagroup.com/terms-of-service) - | Site Feedback | - [Licensing](http://www.helveticagroup.com/licensing) **Call 310-575-3301** © 2015 The Helvetica Group. 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