News & Deals

Topics: Investing, Fintech, Blockchain, Insights

 

 

Recent and Looming Bank Failures Require Diligent Monitoring

In light of recent bank failures and concerns including SVP, SilverGate Bank, Signature Bank, Western Alliance, First Republic Bank, and Credit Suisse , investors are now more aware of their banking relationships and the need to underwrite their bank's solvency, asset allocations and uninsured deposit ratios.  Many Lessons of the Great Depression have been ignored. 

 

Topics: Banking, Insights

Participation loans have been gaining popularity in recent years as a way for banks and financial institutions to increase their lending capacity, diversify their loan portfolio, and improve the creditworthiness of their borrowers. In this blog post, we will discuss the top 5 benefits of participation loans for banks and how they can help to increase profitability and reduce administrative costs.

Topics: Bridge lending, Banking, Participation Loans, Insights

 

With all the green initiatives and debate over climate change, this should be at the top of the list as the easiest, readily available and immediately impactful. Why is it not?

Even a robot understands the Top 10 benefits of hemp lumber:

Topics: Bridge lending, Cannabis Lending, Insights

When applying for a commercial real estate loan, there are several reasons why the loan may be rejected. Here are the top 10 reasons why a commercial real estate loan may be denied:

1. Insufficient credit history or low credit score: Lenders will typically check the credit history of the borrower and co-borrowers, and a low credit score can be a red flag.

2. Lack of experience or insufficient assets: Lenders will also look at the borrower's experience in the real estate industry and their assets. If the borrower does not have enough experience or assets, the loan may be denied.

Topics: Loans, Brokers, 1031X, Alternative Financing, Bridge lending, Bridge Loan, fast closing, CRE, Insights

When applying for a commercial real estate loan, it's important to make sure that you have all the necessary information to present to the lender. A well-prepared loan submission can increase your chances of being approved, and can make the process go more smoothly. Here are the top 10 things you should include in a commercial real estate loan submission to a lender:

Topics: Loans, Brokers, 1031X, Bridge lending, Bridge Loan, CRE, Insights

Vacant buildings have become a common issue in today's economy and an all too familiar reason for loan declines by traditional banks. Whether it be a multi-unit, a strip mall, apartment complex, or a property with a former big-box store attached, when buildings do not have full occupancy, they are just harder to finance.

Vacant properties can also be linked to higher crime rates such as squatting, theft, and arson. When you are the owner of said buildings you don't want to be stuck in a spot where you watch your property decrease in value and lose money in the process, all because you can't obtain financing needed to get new tenants.

Why not consider a bridge loan?

Unlike a traditional loan, a bridge loan can step in immediately, bridging the gap between vacancies and fully occupied time frames!

Topics: Rehab, Brokers, Investing, Alternative Financing, Low Occupancy Property, Bridge lending, Bridge Loan, Insights

  

 

Using a bridge loan to finance commercial real estate properties held in a trust is often the best option with competing beneficiary interests. 

Topics: Brokers, Insights

Using an alternative bridge lender for financing 1031 exchanges often provides the best solution.  This type of financing gives the most certainty for closing on time and is well worth the extra interest and fees that may be charged, when compared with the high taxes that could be incurred otherwise. 

 

Topics: Brokers, 1031X, Insights

 

Every commercial real estate and mortgage broker needs to have an alternative lender in their arsenal of loan products.  Today, bank underwriting has lost its reasoning: credit and debt service coverage are non-negotiable in loan approvals regardless of equity, liquidity, project viability or borrower networth.  

Here are a bunch of reasons to use an Alternative CRE Lender:

Topics: Brokers, Insights