News & Deals

Lender Participation Loans Are Gaining in Popularity

Posted by Chad Mestler on Jan 28, 2023 4:57:05 PM

Participation loans have been gaining popularity in recent years as a way for banks and financial institutions to increase their lending capacity, diversify their loan portfolio, and improve the creditworthiness of their borrowers. In this blog post, we will discuss the top 5 benefits of participation loans for banks and how they can help to increase profitability and reduce administrative costs.

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Topics: Advice, Bridge lending, Banking, Participation Loans

Why Isn't Hemp Lumber at the Top of Green Policy Initiatives?

Posted by Chad Mestler on Jan 15, 2023 4:46:47 PM


With all the green initiatives and debate over climate change, this should be at the top of the list as the easiest, readily available and immediately impactful. Why is it not?

Even a robot understands the Top 10 benefits of hemp lumber:

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Topics: Advice, Bridge lending, Cannabis Lending

Top 10 Reasons a Commercial Loan Submission is Rejected

Posted by Chad Mestler on Jan 14, 2023 4:04:12 PM

When applying for a commercial real estate loan, there are several reasons why the loan may be rejected. Here are the top 10 reasons why a commercial real estate loan may be denied:

  1. Insufficient credit history or low credit score: Lenders will typically check the credit history of the borrower and co-borrowers, and a low credit score can be a red flag.

  2. Lack of experience or insufficient assets: Lenders will also look at the borrower's experience in the real estate industry and their assets. If the borrower does not have enough experience or assets, the loan may be denied.

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Topics: Advice, Loans, Brokers, 1031X, Alternative Financing, Bridge lending, Bridge Loan, fast closing, CRE

10 things a broker should include in a loan submission to a CRE lender?

Posted by Chad Mestler on Jan 14, 2023 3:49:47 PM

When applying for a commercial real estate loan, it's important to make sure that you have all the necessary information to present to the lender. A well-prepared loan submission can increase your chances of being approved, and can make the process go more smoothly. Here are the top 10 things you should include in a commercial real estate loan submission to a lender:

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Topics: Advice, Loans, Brokers, 1031X, Bridge lending, Bridge Loan, CRE

CRE Vacancy Issues - Bridge Lending Can Help!

Posted by Jennifer Foster on Feb 7, 2020 4:08:54 PM

Vacant buildings have become a common issue in today's economy and an all too familiar reason for loan declines by traditional banks. Whether it be a multi-unit, a strip mall, apartment complex, or a property with a former big-box store attached, when buildings do not have full occupancy, they are just harder to finance.

Vacant properties can also be linked to higher crime rates such as squatting, theft, and arson. When you are the owner of said buildings you don't want to be stuck in a spot where you watch your property decrease in value and lose money in the process, all because you can't obtain financing needed to get new tenants.

Why not consider a bridge loan?

Unlike a traditional loan, a bridge loan can step in immediately, bridging the gap between vacancies and fully occupied time frames!

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Topics: Advice, Rehab, Brokers, Investing, Alternative Financing, Low Occupancy Property, Bridge lending, Bridge Loan

Bridge Loans for Trust Buyout Financing to Preserve Low Property Tax Rates

Posted by helvetica on Dec 8, 2017 1:11:01 PM



Using a bridge loan to finance commercial real estate properties held in a trust is often the best option with competing beneficiary interests. 

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Topics: Advice, Brokers

Using a Bridge Loan is Best Alternative to Fund a 1031 Exchange

Posted by Chad Mestler on Nov 21, 2017 3:01:37 PM

Using an alternative bridge lender for financing 1031 exchanges often provides the best solution.  This type of financing gives the most certainty for closing on time and is well worth the extra interest and fees that may be charged, when compared with the high taxes that could be incurred otherwise. 


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Topics: Advice, Brokers, 1031X

The ONE Killer Loan Product Every Commercial Mortgage Broker Should Have

Posted by Jennifer Foster on Nov 17, 2017 7:48:09 AM


Every commercial real estate and mortgage broker needs to have an alternative lender in their arsenal of loan products.  Today, bank underwriting has lost its reasoning: credit and debt service coverage are non-negotiable in loan approvals regardless of equity, liquidity, project viability or borrower networth.  

Here are a bunch of reasons to use an Alternative CRE Lender:

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Topics: Advice, Brokers

Loans That Match Lender Guidelines = Faster Closings!

Posted by Jennifer Foster on Oct 21, 2017 1:23:45 PM

One of the hardest jobs that a loan broker has is "matchmaking" their client's loan request with the right funding source. Additionally, one of the biggest setbacks to closing loans quickly is having a lender decline a loan, requiring that the process begin again with somoene new.  With these two challenges in mind, you can see how vitally important it is for the broker to understand the client's loan scenario, as well as potential lender's guidelines for approval as early as possible in the process.  

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Topics: Advice, Loans, Brokers

Organization: The Key to Closing Commercial Real Estate Loans Faster!

Posted by Jennifer Foster on Mar 30, 2017 2:56:13 PM

Closing loans quickly can often seem like an unreachable goal.  However, there are some tips and tricks to keep the wheels of the loan machine turning and churning in the right direction, with an end goal of faster closing for your client's loans.  They all center around the basic idea of:

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Topics: Advice, Loans, Brokers